Credit Gateway Financial Analysis Software & Tools

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Perfios Credit Gateway (PCG) is a plug & play technology platform that connects lenders with customer originating/loan originators/market place/vertical aggregators partners for various lending use cases without the need for expensive technology investments, reducing your GTM to 2 weeks.

PCG is OCEN compliant and provides a whitelabelled light touch integration for customer originating/loan originators/market place/vertical aggregators partners for various end to end lending integration covering both SME & Retail segments.

PCG helps to bridge the gap between low-cost capital & low-cost sourcing.

Features

RBI Compliant PCG is a Plug-and-Play solution that integrates all activities to enable credit with quick Go-To-Market
Wide scope for data ingestion – Bank statement, GST, IT Returns, Salary Slip, Bureau, Legal Info and many more
Wide range of data sources – Bank accounts, GST, PAN, ITR, etc.
Prioritizes lenders based on pre-defined criteria
Lenders vying to provide borrowers with the best of competitive offers
Lead qualification engine on pre-defined rules
Customer level documentation helps ask only relevant documentation from borrower
Visibility to loan portfolio performance over time – helps refine the product, pricing & acquisition strategy
Full-stack API or UI based journeys
Easily build Retail and SME journeys