Financial Statement Analysis Software Solution Company

From Data to Insights,

simplified

Eight Banks Have Gone Live
on RBI's AA Framework

Most Banks preferred
Perfios as their Partner

Our Commitment
to innovation

In Delivering Tailored
Customer Solutions

The Trust
Algorithm

Now Serving

3 Continents | 18 Countries |
500+ Customers

Bridging the gap between

Data & Insight

Perfios extracts, categorizes, and analyzes thousands of data-types in real-time, helping financial institutions take lending decisions in stringent privacy & compliance environments.

Perfios leverages the extensible data platform and uses the power of artificial intelligence and machine learning to automate data-driven risk and price-reducing decisions.

Explore how Perfios analyzes your data for successful decisioning in your business.

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Featured Product

Account Aggregator Solutions

A category of solutions that leverage the power of aggregation of structured and unstructured data while providing deep analytics.

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consumer lending

A completely automated consumer lending experience from data extraction to risk analytics and real-time decisioning.

Fraud Check and Verification Services

wealth management

Financial data aggregation APIs for large institutions and Fintechs to support their finance or money manager applications.

sme lending

A digital lending experience tailor-made for SME lending, from customized data extraction to risk analytics and real-time decisioning.

Fraud Check and Verification Services

Account Aggregator

A category of solutions that leverage the power of aggregation of structured and unstructured data while providing deep analytics.

Specialized Solutions

Perfios offers specialized solutions for a digital transformation of the lending process for a seamless loan application journey.

Embedded Finance

Integration of financial services into products and business processes of non-banks and “embed” them directly into their products

Credit Assessment Memo

CAM report automates the credit underwriting process by combining data from multiple financial documents and does an in-depth analysis to generate one single report that calculates the final eligibility of your customer.

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consumer lending

Solutions

Customized solutions for data aggregation and analytics to aid real-time decisioning for businesses

wealth management

sme lending

Account Aggregator

Specialized Solutions

Embedded Finance

Credit Assessment Memo

A direct lending platform for easy loan sourcing and acquisition for varied origination & workflow process points.

P2P Lending

Invoice Financing

Direct B2C and Channel Based Lending

Unified Branch-office Portal

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data aggregation & analytics

An aggregation platform to present complex & voluminous data from varied sources in a summarized format.

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Perfios AI

A holistic credit scoring system that uses traditional and non-traditional data sources to provide insights on new age customers, enabling FIs to make accurate lending decisions in real-time

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Platforms

Perfios takes the lending process digital by offering highly secure platforms with end-to-end solutions.

data aggregation & analytics

Perfios AI

Personal Finance Manager

We are a pioneer in the PFM space with a repository of experience. PFM solutions cater to multiple asset classes and help businesses scale organically by bringing in higher efficiency in all the financial management processes.

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how we make data work

Global Presence

Czech Republic

Prague

Indonesia

Jakarta

Ireland

Dublin

Kenya

Nairobi

Philippines

Manila

Saudi Arabia

Riyadh

Singapore

Slovakia

Bratislava

South Africa

Cape Town

UAE

Abu Dhabi

Vietnam

Hanoi

India

New Delhi Mumbai Kolkata Bangalore Chennai

Malaysia

Kuala Lumpur

Bahrain

Manama

Sri Lanka

Colombo

Bangladesh

Dhaka

Thailand

Bangkok

Hong Kong

Victoria

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trusted by

Industry Stalwarts

Learn how our clientele across industries & geographies have benefitted from our full-stack data decisioning platform.

Mr. PR Seshadri

Ex MD & CEO - Karur Vysya Bank

Mr. Sashank Rishyasringa

Co Founder - Capital Float

Perfios has been a good partner for us, especially with bank statements [analyzer]. It’s been a very good product that we have leveraged. I continue to believe that there are a lot more things that Perfios will do which will be useful. We look forward to new products coming out and obviously continue using the existing ones.

Mr. Rahul Bhargava

Chief Product and Technology Officer at - InCred, ex-Amazon, PayPal

It’s [experience working with Perfios] been really good. The best part is how you guys have started showing improvement. Inspite of the fact that you are far older than us, you take all inputs seriously and your processing time has also improved a lot at least from the time we started.